About Neminath Traders

Neminath Traders helps Indian households make better money decisions: which loan to take, how to repay it faster, which tax regime to pick, how to invest without overpaying fees, and what to do when a loan goes wrong.

What we publish

• Calculators for EMI, SIP, income tax, FD, RD, PPF, GST, loan eligibility, prepayment and credit-card interest. They run entirely in your browser and use the formulas we show on each page.
• Guides on loans, loan problems and solutions, credit cards, income tax, mutual funds and savings, written in plain English with worked examples.

Who writes it

Moksh Shah, founder. Founder of Neminath Traders. Writes about loans, credit, tax and investing for Indian households, with every figure checked against RBI, SEBI and Income Tax Department sources.

How we stay accurate

Every rate, slab and rule is checked against primary sources: the Reserve Bank of India, SEBI, AMFI, the Income Tax Department, the GST Council and India Post. Articles show the date they were last updated. Read our editorial policy.

What we are not

We are not a bank, NBFC, loan agent or SEBI-registered investment adviser. We do not collect loan applications or sell financial products. Content is educational; see our disclaimer.

Questions or corrections: contact us.