Cost of Living in a New City: Is the Job Offer Worth It?
Moving to a new city for a job? Compare cost of living, setup costs and 2026 HRA rules (50% in 8 cities) to see if a higher salary really leaves you better off.
· 6 min read
Money, Family & Life Decisions
Money talks before marriage, joint accounts, kids and pocket money, lending to family, weddings, career breaks and net worth.
All money & life articles
Financial Planning for a Career Break: A Step-by-Step Guide
Planning a career break or sabbatical in India? Calculate your break fund, keep health and term cover alive, handle EMIs, EPF and SIPs, and plan your return.
· 6 min read
Joint vs Separate Bank Accounts for Couples in India
Joint vs separate bank accounts for couples: compare control, tax clubbing, DICGC cover and nominee rules, and see how the 'yours, mine, ours' setup works.
· 6 min read
Lending Money to Friends and Family: Rules That Protect You
Lending money to friends or family in India? Learn how much to lend, how to document it, cash limits, tax on interest and what to do if they do not repay.
· 6 min read
Lifestyle Inflation: Stop Spending Rising With Your Pay
Lifestyle inflation quietly eats every salary hike. Learn to spot it, use the 50% raise rule, and see what saving half your hike can build (illustrative).
· 6 min read
Money Conversations Before Marriage: 12 Questions to Ask
Money conversations before marriage: 12 questions on income, debt, CIBIL, family support and goals, plus a worked example of splitting costs fairly in India.
· 6 min read
Net Worth: How to Calculate and Track It (With Example)
How to calculate your net worth in India: list assets and liabilities, value EPF, property and gold correctly, and track progress yearly with a worked example.
· 6 min read
Supporting Relatives Financially: Set Healthy Boundaries
How to support parents and relatives without hurting your own goals: set a support budget, say no kindly, avoid guarantees and use tax-smart ways to help.
· 6 min read
Teach Children About Money: Pocket Money by Age
How to teach children about money in India: pocket money by age, the save-spend-share method, RBI rules for minor bank accounts and UPI safety for kids.
· 6 min read
Wedding Budget Planning in India: How to Plan Without Debt
Wedding budget planning in India: set a total you can afford, split it by category, save on a timeline and see the real cost of a wedding loan, with examples.
· 6 min read