Bank Accounts and Investments After Death: How to Claim
What happens to bank accounts, FDs, mutual funds, shares, EPF and insurance after death in India, and how nominees and legal heirs claim them (October 2026).
· 6 min read
Retirement & Life Goal Planning
EPF, PPF and NPS, retirement corpus, children's education, rent vs buy and estate basics.
All retirement & goals articles
Child Education Planning: How Much to Save and Where
Plan a child's education fund: estimate future fees with education inflation, the monthly SIP needed, and how SSY, PPF, mutual funds and NPS Vatsalya compare.
· 6 min read
EPF vs PPF vs NPS: Which Is Better for Retirement?
EPF vs PPF vs NPS compared for 2026-27: interest rates, returns, lock-in, withdrawal rules and tax under the new Act, with a worked ₹1.5 lakh-a-year example.
· 6 min read
EPF When Changing Jobs: Transfer, Withdraw or Leave It?
Changing jobs? How EPF transfer works in 2026, why withdrawing costs more than you think, the 5-year tax rule, new 75%/12-month exit rules and EPS.
· 6 min read
FIRE in India: How Much You Need to Retire Early
FIRE in India explained: your FIRE number with Indian inflation, safe withdrawal rates, Lean vs Fat vs Coast FIRE, EPF/NPS limits and a worked example.
· 6 min read
How Much Money Do You Need to Retire in India?
How much money you need to retire in India: inflate today's expenses, size a corpus for 25+ years and find the monthly SIP needed, with a worked example.
· 5 min read
NPS Exit Rules 2026: Lump Sum, Annuity and Tax
NPS exit rules after PFRDA's 2025 changes: 80% lump sum at 60, ₹8-12 lakh slabs, premature exit, annuity choices and tax, with a ₹1 crore example.
· 6 min read
PPF Maturity: Withdraw, Extend With or Without Deposits
Your PPF has matured after 15 years. Compare withdrawing, extending without deposits and extending with Form H, with withdrawal limits and a worked example.
· 6 min read
Rent vs Buy a Home in India: Which Makes More Sense?
Rent vs buy a home in India: compare EMI, stamp duty, rent, price-to-rent ratio and a 20-year illustrative example to decide which suits your finances.
· 6 min read
Retirement Bucket Strategy: Income Plan for Retirees
How the retirement bucket strategy works in India: size 3 buckets for cash, income and growth, what to hold in each, refill rules and a worked ₹2 crore example.
· 6 min read