Debt Fund Duration Risk vs Credit Risk: How Debt Funds Lose
Debt fund duration risk vs credit risk: how rate moves and defaults hit NAV, SEBI's risk matrix, 2026 category names and tax, with exact illustrative maths.
· 6 min read
Mutual Fund Guides
SIP vs lumpsum, direct vs regular plans, index funds and fund taxation for Indian investors.
All mutual funds articles
Direct vs Regular Mutual Funds: Cost Gap Over 20 Years
Direct vs regular mutual funds compared: same portfolio, different expense ratio. See how a 1% cost gap compounds over 20 years and how to switch safely.
· 6 min read
Does a Lower NAV Mean a Mutual Fund Is Cheaper?
Does a lower NAV mean a mutual fund is cheaper? No. See the exact maths, why ₹10 NFOs are not bargains, and what to compare instead: cost, valuation, record.
· 5 min read
Index Funds for Beginners: How They Work in India
Index funds for beginners: how Nifty 50 and Sensex funds work, what tracking error means, costs vs active funds, taxes, and how to pick your first index fund.
· 6 min read
Index Funds vs Active Funds: Which Is Better in India?
Index funds vs active funds compared: costs, SPIVA India data on underperformance, risk, tax and a worked cost example, so you can decide which suits your SIP.
· 6 min read
Large Cap vs Mid Cap vs Small Cap Funds: SEBI Rules 2026
Large cap vs mid cap vs small cap funds: SEBI's 2026 definitions, minimum allocations, risk and liquidity, with illustrative maths on falls and recovery.
· 6 min read
Mutual Fund Portfolio Overlap: How to Check and Fix It
Mutual fund portfolio overlap explained: how to calculate it, what level is too high, SEBI's 2026 overlap rules, and how to trim duplicate funds tax-smartly.
· 7 min read
Portfolio Rebalancing: When and How to Rebalance Funds
Portfolio rebalancing for mutual fund investors: calendar vs threshold methods, rebalancing with SIPs, tax and exit-load costs, and an exact worked example.
· 6 min read
SIP of ₹5,000 or ₹10,000 a Month: What It Can Grow To
How much a SIP of ₹5,000 or ₹10,000 per month can grow to in 5 to 25 years at 8%, 10% and 12%, with exact illustrative tables, step-up and inflation maths.
· 5 min read
SIP vs Lumpsum: Which Is Better for Mutual Funds?
SIP vs lumpsum explained with worked numbers: when a one-time investment wins, when a SIP wins, and how to choose for your cash flow, risk and goal.
· 6 min read
STP vs SWP: Systematic Transfer vs Withdrawal Plans
STP vs SWP explained: how each plan works, when to use which, tax on every transfer or withdrawal, exit loads, and exact illustrative maths for investors.
· 6 min read
What Is SIP? A Beginner's Guide to SIP Investing in India
What is SIP in mutual funds? How a systematic investment plan works, rupee cost averaging, minimum amounts, taxes, and how to start your first SIP in India.
· 6 min read