ATM Cash Not Dispensed but Debited? Get ₹100 a Day
ATM did not give cash but your account was debited? RBI says reverse it within T+5 days or pay ₹100 a day. Steps, the complaint template and where to escalate.
· 6 min read
Bank, UPI & Card Problems: Step-by-Step Fixes
Money debited but not credited, UPI failed or pending, wrong transfer, frozen account, card fraud or blocked card: what to do, your RBI rights and where to complain.
All bank, upi & card problems articles
Bank Account Closure Problems: Fixes and Your Rights
Bank delaying or refusing to close your account, charging closure fees or demanding dues? Steps to close it cleanly, RBI rules, and where to complain in 2026.
· 7 min read
Bank Account Frozen? Why It Happens and How to Unfreeze
Bank account frozen without warning? Find out who ordered it, how to unfreeze it, why only the disputed amount should be held, and where to complain in 2026.
· 7 min read
Bank Merger Account Problems: IFSC, Cheques, EMIs and FDs
Your bank merged and now cheques bounce, IFSC changed or EMIs failed? A checklist to fix every account problem after a bank merger, plus the DICGC limit trap.
· 6 min read
Bank Not Resolving Complaint? How to Escalate to RBI
Bank ignoring your complaint? The escalation ladder from branch to RBI Ombudsman under the 2026 scheme, exact deadlines, compensation limits and a template.
· 6 min read
Card Skimming and Cloning: What to Do and Get Money Back
Money withdrawn though your card is with you? It may be skimming or cloning. First-hour steps, RBI zero-liability rules for 2026-27 and a complaint template.
· 7 min read
Cheque Bounce: What to Do Next, Step by Step (2026)
Cheque bounced? The exact Section 138 deadlines for notice and complaint, bank charges you can dispute, and what to do if your own cheque bounced, as of 2026.
· 7 min read
Credit Card Annual Fee Reversal: How to Get It Waived
Charged a credit card annual fee you did not expect? See when the bank must reverse it under RBI rules, how to ask for a goodwill waiver, with a template.
· 7 min read
Credit Card Application Rejected? Reasons and What to Do
Credit card application rejected? The bank must tell you why in writing. Learn common reasons, how to fix them, how long to wait and when to apply again.
· 6 min read
Credit Card Blocked? Why It Happens and How to Unblock It
Credit card blocked or declined suddenly? Find the reason, unblock it safely, know your RBI card rules as of October 2026 and use our ready complaint template.
· 7 min read
Credit Card Closure Not Processed? Claim ₹500 a Day
Asked to close your credit card but it is still active or billing you? RBI requires closure in 7 working days or ₹500 per day. Steps, template and escalation.
· 7 min read
Credit Card Fraud: What to Do in the First Hour and After
Credit card fraud? Block the card, report to the bank and 1930 within hours. RBI zero liability rules, 2027 changes, timelines and a complaint template inside.
· 7 min read
Credit Card Limit Reduced? Why It Happens and What to Do
Credit card limit reduced without warning? Learn why banks cut limits, your RBI rights as of October 2026, the effect on CIBIL score and how to get it restored.
· 6 min read
Credit Card Payment Not Reflected? Steps and Your Rights
Paid your credit card bill but it is not showing? See how long each payment mode takes, the RBI three-day late fee rule and how to get wrong charges reversed.
· 7 min read
Cyber Fraud Money Recovery: How to Get Money Back in India
Lost money to cyber fraud? How 1930 freezes funds in the golden hour, how held money is returned via the Money Restoration Module, and what your bank owes.
· 7 min read
Debit Card Blocked or Not Working? Causes and Quick Fixes
Debit card declined, blocked after wrong PIN or not working online or abroad? Find the cause, fix it in minutes, and know your RBI rights if money was debited.
· 7 min read
FASTag Wrong Deduction: How to Get Your Toll Refund
FASTag charged twice, wrong vehicle class or a toll you never crossed? Steps to claim a refund from your issuer bank, NHAI 1033 and RBI, with a ready template.
· 7 min read
Forgot UPI PIN? How to Reset It With or Without a Card
Forgot your UPI PIN? Reset it with your debit card, Aadhaar OTP or face authentication. Wrong-PIN blocks, the ₹5,000 cooling cap and scams to avoid, as of 2026.
· 7 min read
Hidden Bank Charges: How to Spot Them and Get a Refund
Unexplained debits in your bank statement? Decode common bank charges, the RBI rules that limit them, and how to get wrong or unfair charges reversed in 2026.
· 7 min read
How to Change Mobile Number in Bank Account (2026)
Change your bank-registered mobile number via net banking, ATM, app or branch, even without the old SIM. UPI re-registration, timelines and fraud risks.
· 6 min read
Minimum Balance Charges: How to Dispute and Get a Refund
Charged for not keeping minimum balance? Check RBI rules on notice, proportional penalties and negative balances, work out the correct charge and get a refund.
· 6 min read
Money Debited but Not Credited? RBI Refund Timelines
Money debited but not credited to the receiver? See RBI's T+1 and T+5 reversal deadlines, the ₹100-a-day compensation you are owed and how to complain.
· 8 min read
Net Banking Locked? How to Unlock It Safely Today
Net banking locked after wrong passwords or a security block? How to unlock it online or at a branch, when to suspect fraud and how to pay bills meanwhile.
· 6 min read
NRI Account Problems: Frozen, KYC, TDS and Repatriation
NRI account frozen, OTPs not arriving abroad, high TDS on NRO interest or repatriation stuck? Fixes for common NRE/NRO problems under FEMA, as of October 2026.
· 7 min read
Paid the Wrong Person on UPI? How to Get Money Back
Sent UPI money to the wrong number, UPI ID or QR? What to do in the first hour, how banks request a return, legal options if they refuse and where to complain.
· 6 min read
Sent Money to the Wrong Account? How to Get It Back
Sent money to the wrong bank account by NEFT, IMPS or RTGS? Steps to recover it, what your bank must do, RBI rules on returns, and a complaint template.
· 7 min read
SIM Swap Fraud: What to Do When Your SIM Stops Working
Phone shows no network and OTPs stop? It may be SIM swap fraud. First-hour steps, DoT and TRAI safeguards, RBI liability rules and a complaint template.
· 7 min read
Unauthorised Transaction? RBI Zero Liability Rules 2026
Unauthorised debit from your account or card? RBI's zero-liability rules, the 3-day and 5-day reporting windows, the 2027 changes and how to claim your refund.
· 7 min read
UPI Collect Request Fraud: What to Do If You Approved One
Approved a UPI collect request by mistake? Report it to 1930 and your bank within hours. Learn how collect requests work, your RBI rights and how to complain.
· 7 min read
UPI Limit Exceeded or UPI Blocked? Causes and Fixes
Seeing 'UPI limit exceeded' or UPI blocked? The 2026 NPCI and bank limits, the ₹5,000 cooling-period cap, how long blocks last and how to get UPI working again.
· 7 min read
UPI Not Working? Common Causes and Fixes That Work
UPI not working today? Check if it's your bank, the app, your SIM or an NPCI outage, decode common error codes, and know your refund rights if money got stuck.
· 7 min read
UPI Payment Failed but Money Debited? Refund Timeline
UPI says failed but money left your account? RBI's T+1 and T+5 reversal rules, the ₹100-a-day compensation you are owed, and how to complain in October 2026.
· 7 min read
UPI Payment Pending? What It Means and How Long to Wait
UPI payment stuck on pending or processing? What the status means, how long to wait, why not to pay twice, and your RBI refund and compensation rights in 2026.
· 7 min read
UPI Refund Not Received? Timelines, Compensation, Steps
UPI refund not received? Find out which refund type you are waiting for, the RBI T+1 and T+5 deadlines, the ₹100 a day compensation and how to escalate.
· 8 min read